Umbrellabank.com has adjusted it’s 90 day intro promotional rate from 5.83% APY to 5.35% APY. However, this rate only applies for the first 2 months, and after 2 months your rate will drop to anywhere from 4.16% to 4.64% depending on your balance.

• Low minimum malance of $1001Online Statements
• Check your balance or review your account activity 24 hours a day (up to 12 months of history)
• 2 FREE Direct Deposit
• FREE Recurring ACH transfers from your Checking Account
• ATM Card Issued upon request
• Limited to 6 Non-ATM transactions per month3
• Interest is compounded daily and credited monthly

Umbrella Bank is FDIC insured.