Best Bank Rates » Savings Rates http://www.best-bank-rates.org Bringing You the Best Bank Interest Rates: CD, Savings, Money Market, Checking, & Mortgage Rates. Wed, 26 Aug 2009 07:10:08 +0000 en hourly 1 http://wordpress.org/?v=3.0 Best Savings Accounts http://www.best-bank-rates.org/savings-rates/best-savings-accounts/ http://www.best-bank-rates.org/savings-rates/best-savings-accounts/#comments Wed, 26 Aug 2009 07:10:08 +0000 Best Bank Rates http://www.best-bank-rates.org/?p=22 Here’s a current list of top bank savings account rates as of 8/25/2009:

  1. UFB Direct Savings Account: 2.00% APY
  2. UFB Direct Money Market Account: 2.00% APY
  3. State Farm Bank Money Market Account: 1.90% APY
  4. Virtual Bank Money Market Account: 1.82% APY
  5. Goldwater Bank Savings Account: 1.81% APY
  6. AIG Bank Money Market Account: 1.81% APY
  7. Flagstar Bank Money Market Account: 1.81% APY
  8. Intervest National Bank Money Market Account: 1.80% APY
  9. Heartland Bank Direct Savings Account: 1.76% APY
  10. Bank of Internet USA Savings Account: 1.75% APY
  11. Beverly National Bank Savings Account: 1.75% APY
  12. Discover Bank Money Market Account: 1.75% APY
  13. Excel National Bank Money Market Account: 1.75% APY
  14. Umbrella Bank Money Market Account: 1.74% APY
  15. Luana Savings Bank Money Market Account: 1.71% APY
  16. Ally Bank Savings Account: 1.70% APY
  17. Intervest National Bank Savings Account: 1.70% APY
  18. Dollar Savings Direct Savings Account: 1.70% APY
  19. Bank of Internet USA Money Market Account: 1.70% APY
  20. iGO Banking Savings Account: 1.67% APY
  21. Giant Bank Money Market Account: 1.66% APY
  22. Ally Bank Money Market Account: 1.65% APY
  23. Corus Bank Money Market Account: 1.65% APY
  24. Capital One Direct Banking Money Market Account: 1.60% APY
  25. Nexity Bank Money Market Account: 1.60% APY

Please leave a comment if a rate is incorrect or outdated.

]]> http://www.best-bank-rates.org/savings-rates/best-savings-accounts/feed/ 0 AARP Financial Savings Center Cuts Rates http://www.best-bank-rates.org/savings-rates/aarp-financial-savings-center-cuts-rates/ http://www.best-bank-rates.org/savings-rates/aarp-financial-savings-center-cuts-rates/#comments Sun, 25 May 2008 02:22:44 +0000 Best Bank Rates http://www.best-bank-rates.org/savings-rates/aarp-financial-savings-center-cuts-rates/ AARP Financial Savings Center cut the rates today on both its High Yield Savings account and its Jumbo Secure Money Market account. The new yield is 4.05% APY for both. The Jumbo MMA yield had been 4.75% APY, and the savings account yield had been 4.50% APY. The new rate will only apply to accounts opened from today. Those who had accounts opened prior to today are still getting the old yields. They will be grandfathered in for now, but there’s no guarantee how long this will last.

Account Features:

The savings account and money market account share the following features:

  • AARP membership is required
  • Initial funding can be done by check or wire transfer
  • Wire transfers: free incoming, $20 outgoing
  • ACH transfers cost $2 via MoneyHQ service for incoming and outgoing
  • MoneyHQ ACH in/out transfers limited to $5K/day and $35K/mo
  • ATM card with $4.50/mo in reimbursements
  • Only a soft credit pull

Savings Account features:

  • $1 minimum opening deposit
  • No monthly service charges

Money Market Account features:

  • $200 minimum opening deposit
  • $10/mo fee if balance falls under $200
  • Check writing

Interest Checking Account features:

  • $50 minimum initial deposit
  • No monthly service fees for balances over $25
  • First 25 online bill payments per month are free
  • ATM card with $6/mo in reimbursements
]]> http://www.best-bank-rates.org/savings-rates/aarp-financial-savings-center-cuts-rates/feed/ 0 WT Direct Top Savings Rate http://www.best-bank-rates.org/savings-rates/wt-direct-top-savings-rate/ http://www.best-bank-rates.org/savings-rates/wt-direct-top-savings-rate/#comments Thu, 29 Nov 2007 06:47:15 +0000 Best Bank Rates http://www.best-bank-rates.org/savings-rates/wt-direct-top-savings-rate/ WTDirect is now offering a highly competitive 4.90% APY on their high yield online savings account. The minimum balance required for this rate is $10,000; any balances from $1-$10,000 will earn 4.90% APY for the first 60 days. If your balance is lower than $10,000 after the first 60 days, the interest rate drops to a low 0.60% APY. The high yield savings account includes:

  • No minimum balance fees or online transfer fees
  • No hard credit pull when opening your account
  • 6 free transfers are available per month
  • Allowed an unlimited amount of linked external accounts

If you’re worried about how safe your money is, Bankrate.com has given WT Direct a review of 4/5, which is a safe and sound rating. For more information, call their customer service hotline at 1-800-WTDIRECT or visit their savings account website here.

]]> http://www.best-bank-rates.org/savings-rates/wt-direct-top-savings-rate/feed/ 0 Washington Mutual Savings/Checking Account http://www.best-bank-rates.org/savings-rates/washington-mutual-savingschecking-account/ http://www.best-bank-rates.org/savings-rates/washington-mutual-savingschecking-account/#comments Fri, 28 Sep 2007 16:35:32 +0000 Best Bank Rates http://www.best-bank-rates.org/savings-rates/washington-mutual-savingschecking-account/ Washington Mutual has a great deal on their high yield 5.0% APY savings account/checking combo.  Here are some of the features:

The WaMu Free Checking account has:

  • No minimum balance or direct deposit requirements; open with $1
  • Free basic checks for life
  • No ATM fees on their end
  • One free overdraft per year
  • Free outgoing wire transfers.
  • 3 ¢ cash back on debit card purchases, up to $250 per year
  • Free ID Theft Service
  • Option of free check return or free check safekeeping
  • Free account access at more than 3,750 Washington Mutual ATMs nationwide
  • Free 24/7 Telephone Banking
  • Free Account Alerts keep you up to date on the status of your account (when registered for Online Banking)
  • Free enrollment in the WaMoola for Schools® program—an easy way to benefit your favorite school with your debit card purchases (customers may choose between the Gold Debit MasterCard® with Rewards program or the WaMoola for Schools® program but cannot enroll in both)

The Statement Savings account (exclusive to the Online Free Checking!) has:

  • A competitive 5.00% APY on all balances (rate only available online and with the online checking account only; .25% APY otherwise)
  • No minimum balance requirements, open with $1
  • Instant transfer to/from the Free Checking

Visit Washington Mutual’s signup page for more information.

]]> http://www.best-bank-rates.org/savings-rates/washington-mutual-savingschecking-account/feed/ 0 Umbrella Bank Green Day Savings Account http://www.best-bank-rates.org/savings-rates/umbrella-bank-green-day-savings-account/ http://www.best-bank-rates.org/savings-rates/umbrella-bank-green-day-savings-account/#comments Thu, 27 Sep 2007 18:55:04 +0000 Best Bank Rates http://www.best-bank-rates.org/savings-rates/umbrella-bank-green-day-savings-account/ Umbrellabank.com has adjusted it’s 90 day intro promotional rate from 5.83% APY to 5.35% APY. However, this rate only applies for the first 2 months, and after 2 months your rate will drop to anywhere from 4.16% to 4.64% depending on your balance.

  • Low minimum malance of $1001Online Statements
  • Check your balance or review your account activity 24 hours a day (up to 12 months of history)
  • 2 FREE Direct Deposit
  • FREE Recurring ACH transfers from your Checking Account
  • ATM Card Issued upon request
  • Limited to 6 Non-ATM transactions per month3
  • Interest is compounded daily and credited monthly

Umbrella Bank is FDIC insured.

]]> http://www.best-bank-rates.org/savings-rates/umbrella-bank-green-day-savings-account/feed/ 0