Temecula Valley Bank is having a New Year CD Special with a 5.00% APY CD. Terms are 6 and 12 months. Minimum deposit is $10,000. Funds must be new to the bank. The offer is available until 1/31/2008.

Branches are located in the California cities of Temecula, Murrieta, Corona, Carlsbad, El Cajon, Escondido, Fallbrook, Rancho Bernardo, San Marcos, Solana Beach and Ontario. Bankrate.com’s review gives this bank a 4/5 star rating.